If one of your recipients would like to spend more than the budget they've been gifted, they simply pay the difference at check-out via a payment method of their choosing.
When they proceed to check out after selecting your items, once the points/credits have been applied they'll see the difference in the You Pay section of the Order Summary:
After clicking "PROCEED TO CHECKOUT" they'll be prompted to add the payment method of their choice; if they have credit in their Stadium Wallet that they'd like to use, simply click "Use your Stadium Wallet"
If not, they can add a credit card and proceed to "PLACE ORDER"
If a recipient doesn’t want to use all the points/credits they’ve been gifted, they will still have access to the store (once the order is still live) to choose more items if they’d like. Alternatively, if the order expires, any leftover Shop Points will be converted to Stadium Points while the leftover Shop Credits will be added to their Stadium Wallet.
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